LajaMotors

Financing & loan assistance

The car is pre-owned. The loan feels brand new.

We work with banks and NBFCs that actually understand luxury pre-owned — realistic valuations, longer tenures, and approvals typically within 48 hours. Run the numbers, then let a specialist call you.

EMI Calculator

₹48 L
9.5% p.a.
60 months

Monthly EMI

₹1.0 L

Down payment

₹12 L

Total interest

₹12.5 L

Indicative only. Final rates depend on your lender, credit profile and the car's age. See Financing for partner banks.

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Partner lenders

Banks & NBFCs we work with

HDFC Bank

from 8.75% p.a.

Up to 100% of car value on select models

ICICI Bank

from 9.10% p.a.

Pre-approved offers for existing customers

Axis Bank

from 9.25% p.a.

Tenures up to 84 months

Kotak Prime

from 9.40% p.a.

Fast-track for luxury pre-owned

Tata Capital

from 9.75% p.a.

Flexible balloon-payment plans

Bajaj Finserv NBFC

from 10.25% p.a.

Minimal documentation, quick disbursal

Rates shown are indicative starting rates and change with lender policy, your credit profile and the car's age. Laja Motors facilitates introductions; the loan agreement is between you and the lender.

Eligibility

What lenders look for

Age21–65 years at loan maturity
Income₹40,000+ monthly (salaried) or 2 years ITR (self-employed)
Credit score700+ recommended for the best rates
Car age at loan endTypically under 10 years
DocumentsPAN, Aadhaar, bank statements (6 months), income proof